Tsp fund performance history

Author: s | 2025-04-24

Tsp C Fund Performance History tsp c fund performance history: The Investor's Guide to Fidelity Funds Peter G. Martin, Byron B. McCann, This guide explains not only how to

Tsp C Fund Performance History Copy - netsec.csuci.edu

L 2035 Fund snapshotLast Update: 3/12/2025 Close: $15.0916 Change: 0.35%YTD: -0.7% 1 year: 6.3% 3 years: 7.9% 5 years: - 10 years: - Since Inception: 9.2%Summary: The TSP L 2035 Fund is a “fund of funds” invested in the TSP G, F, C, S, and I Funds. See all fundsThe TSP L 2035 Fund is one of the TSP Lifecycle Funds, designed for investors who plan to withdraw their money beginning 2033 through 2037. It aims to achieve a moderate to high level of growth with a low emphasis on preservation of investment capital.The L Funds are essentially a diversified investment portfolio of stocks and bonds in a single fund. Like the other Lifecycle Funds, the TSP L 2035 Fund is an investment mix of the TSP G, F, C, S, and I Fund. Its target asset allocation is adjusted every quarter. The goal is to strike a good balance between expected risks and returns, and to gradually decrease the allocation to the riskier TSP funds (such as the stock funds) as the fund's target date approaches. When the L 2035 Fund reaches its target date, its allocation will be the same as the allocation of the L Income Fund: 72% G, 6% F, 11% C, 3% S, and 8% I Fund. The fund managers assume that to pursue a potentially higher return, investors are willing to tolerate more risk (investment volatility) while they are still many years away from their planned retirement date.The charts below show the historical performance and risk of investing in the TSP L 2035 Fund. As of 3/12/2025, the fund has a compound annual growth rate of 9.2%, annualized standard deviation of 10.4%, and Sharpe Ratio of 0.61. An initial investment of $1,000 on 7/1/2020 would be worth $1,509 today:The chart below shows the historical 2024 TSP Performance: Two Consecutive Record-Setting Years for Leading Stock FundsU.S. stocks provided investors with a great return on their investment in 2024. According to the Wall Street Journal, investors will be unlikely to experience the same results again in 2025.In 2024, the S&P 500 went up 23%. Along the way, it had 57 record highs at the closing of the stock market. U.S. stocks wrapped up their best consecutive years since 1997 and 1998 before the bursting of the dot-com bubble. In 1997, the C Fund was up 33.17%. In 1998, it was up 28.44%. The S Fund was unavailable to TSP investors until May 1, 2001. It was introduced then as well as the I Fund being added to investment options. Prior to these funds joining the available TSP investments, the TSP only had three options: the G Fund, F Fund, and C Fund. These three funds were established between 1987 and 1988For Thrift Savings Plan (TSP) investors, the last two years have created a windfall in the TSP retirement accounts of federal employees—at least for those investors putting their money into the C and S stock funds. Here are the results for the past two years: Fund20232024C Fund26.25%24.96%S Fund25.30%16.93%I Fund18.38%4.27%G Fund4.22%4.40%Why Did the 2024 Stock Market Soar?High tech was again a big contributing factor to 2024 stock prices, as the dot.com bubble was for the internet revolution in the 1990s. This time, artificial intelligence (AI) played a big role in stock market returns. A number of companies were highlighting their AI initiatives when reporting their earnings results to investors and analysts. This frequency of AI mentions indicated the growing importance of this technology in corporate strategies for these companies.Inflation also played a significant role in shaping stock market returns in 2024. Under the Biden administration, inflation has previously reached its highest mark in 40 years. The drop in the inflation rate influenced stock market returns.The rate of inflation dropped from over 9% in mid-2022 to about 2.6% by October 2024. This decline supported a strong stock market. TSP Fund Performance for December 2024 and 2024 TSP ReturnsFundDecember

Historical TSP Fund Performance - TSP Smart

20242024 ReturnsG Fund0.36%4.40%F Fund-1.71%1.33%C Fund-2.39%24.96%S Fund-7.05%16.93%I Fund-2.83%4.27%L Income-0.66%7.37%L 2025-0.81%8.28%L 2030-1.86%11.52%L 2035-2.08%12.18%L 2040-2.30%12.85%L 2045-2.49%13.42%L 2050-2.66%14.02%L 2055-3.14%16.28%L 2060-3.14%16.28%L 2065-3.14%16.28%L 2070-3.13%N/ASource: TSPDataCenter.comTSP Investor Reactions to Stock Market Rise: Hundreds of Billions Added to Stock FundsIn a typical month, about two percent of TSP investors transfer money between funds. Over time, this can make a difference.We have had two years of excellent stock market returns. How have TSP investors changed their investments?For the latest month, November 2024, TSP investors had 23.2% of their assets allocated to the G Fund. 36.1% were in the C Fund and 10.6% in the S Fund. At the end of 2022, before the stock market run over the past two years, 33.1% of TSP asset allocation by investors was in the G Fund. 28.9% was in the C fund and 8.9% was in the S Fund. G Fund assets by investors dropped to $229.1 billion from $240.1 billion at the end of December 2022. Total assets in the C and S Funds went from $274.4 billion to $460.8 billion.In other words, as the stock market has gone up, TSP investors have invested hundreds of billions more into the two largest stock funds and invested billions less in the G Fund. © 2025 Ralph R. Smith. All rights reserved. This article may not be reproduced without express written consent from Ralph R. Smith.. Tsp C Fund Performance History tsp c fund performance history: The Investor's Guide to Fidelity Funds Peter G. Martin, Byron B. McCann, This guide explains not only how to Use historical TSP Charts to compare TSP funds performance and explain why the TSP funds performance characteristic are different. Short History of Last 5 recessions. The Second

G Fund Performance - TSP Coach

Drawdowns for the TSP L 2035 Fund. The worst drawdown since inception was -18.4%:Similar Target Retirement Date FundsTarget retirement date funds are becoming more popular investment options. The TSP L 2035 Fund can be compared to a Vanguard Target Retirement Fund, such as the Vanguard Target Retirement 2035 Fund.Risks and Potential Rewards of Investing in the L 2035 FundAn investment in the L 2035 Fund is subject to the investment risks associated with the G, F, C, S, and I funds. The L Funds can have periods of gains and losses, just as the individual TSP investment funds do.The L Funds are rebalanced to their target allocations every business day. Some investors and financial advisors would consider this to be too frequent, preferring instead to “let their winners ride” and let their allocation drift a little before rebalancing. Rebalancing a portfolio too frequently can lead to slightly inferior investment returns.By being invested in all five individual TSP funds, the L 2035 Fund is broadly diversified. The underlying funds invest in thousands of U.S. and international stocks and bonds, to help spread out risk.With an extremely low annual expense ratio of 0.042%, the L 2035 Fund helps to keep more of your money working for you.How to use the L 2035 Fund in a TSP accountTSP investors who are considering an L Fund should carefully examine the fund's target asset allocation. It can be quite aggressive for funds with a distant horizon. For example, when the L 2050 fund was introduced in January 2011, its asset allocation was 10.5% bonds and 89.5% stocks. With that much invested in stocks (including a substantial allocation to international stocks), investors should be prepared for occasional severe declines in portfolio value, such as what happened during the global financial crisis in 2008 and 2009.The L TSP fundsThe TSP offers investors a choice of funds:G fund - Government Securities. These are unique government securities, backed by the full faith and credit of the US Government, available only through the G Fund.F fund - Fixed Income Index (Barclay's US Debt Index Fund tracks the LBA Bond Index)C fund - Common Stock Index (Barclay's Equity Index Fund tracks the S&P 500 Stock Index)S fund - Small Cap Stock Index (introduced in 2001, Barclay's Extended Market Index tracks the Wilshire 4500 Index)I fund - International Stock Index (introduced in 2001, Barclay's EAFE Index Fund tracks the EAFE Stock Index)Plus the L (Lifecycle) family, described below, which maintains a dynamic melange of the above five core funds appropriately and frequently rebalanced in anticipation of employee's retirement date.Four of these, managed by Barclays Global Investors, are trust funds open only to tax-exempt employee benefit plans. These funds are not mutual funds and are not open to individual investors. As such, there are no tickers for the funds reported in the financial press.In 2005, the TSP introduced the lifecycle funds (L2040, L2030, L2020 L2010, L Income), which are composed of percentages of the five funds based on target retirement year. The composition of the L funds will shift to be more secure as the target years approach. For instance, around 2010, the L2010 fund will be given a makeup similar to the current L Income fund, and an aggressive L2050 fund will be established. These asset shifts are automatic and the advantage of the L funds.The following percentages indicate the initial breakdown of the L funds at the time of their creation. According to TSP literature, these funds are rebalanced on a quarterly basis, becoming less risky (higher percentage in the G fund), as they eventually align with the initial "L income"

Performance Characteristics of the TSP Investment Funds

TSPtalk Tracker User Login Some premium info may be blocked. Login to view. The TSP Talk AutoTracker is Temporarily Down for Maintenance. Please try again later. --> Username Password Returns History as of COB: 2025-03-10 Press Go back to view the previous page The AutoTracker is a contest that measures the return of your investment decisions as compared to other members' returns. Because deposits can readjust your allocations, your actual TSP account returns will vary. To track your returns more accurately, try using one of our returns spreadsheets. Main Menu | My Allocation | My Records | IFT of the day | Members Records | Members Standings | Returns Analysis | Ocean's List | Fund prices | Go back | --> Logout This tracking system is for entertainment purposes only and is not affiliated with the official Thrift Savings Plan website, www.tsp.gov. It free to use by our site members, however we reserved the right to terminate any member's account without prior notice. You will need to do your own transfers through the www.tsp.gov website for the actual transfer. This tracking system is the IFT allocation reporting system for TSPtalk.com members only and will not impact your actual Thrift Savings Plan account. The TSP Talk AutoTracker was designed, developed, and contributed to TSP Talk by our own member, ocean. Copyright © 2003 - 2025 Buy Low Sell High, Inc. TSPtalk.com®: is a trademark of Buy Low Sell High, Inc. All Rights Reserved Buy Low Sell High, Inc., P.O. Box 13213, Ogden UT 84412

Lifecycle 2025 Fund Performance - TSP Coach

All Posts July 2, 2022 | General Financial PlanningThrift Savings Plan (TSP) The G-Fund has become incredibly popular over the last couple of months. This is not surprising as federal employees panic over the fact that their TSP values continue to decline. Investors look to stop their losses by moving cash into the G-Fund. By selling the more aggressive investments of C/S/I-Funds after sustaining losses and moving the proceeds into the G-Fund, you may be effectively making those losses permanent. This is particularly true if you unsuccessfully redeploy back into growing investments at a lower cost. Those same losses you were trying to prevent have now been memorialized by no longer having the opportunity to regrow because they are in the non-growth G-Fund. Now, the G-Fund is an important part of the TSP investments, but let’s look at what we’ve learned from the investor emotion cycle graph. At the risk of sounding like a broken record, I cannot stress how important it is for you to internalize the principles it has to offer. Consider this: what if the bottom of the market was June 16th, when the S&P500 was down almost 24% at one point? How do you know that it was the bottom? Were you ready then to put your cash to work again? If not, are you ready now? Let’s look at history: the summer of 1982, when the market became convinced that inflation had died, or was just dead enough, interest rates collapsed, and the equity markets soared over on a dime and closed the year 20% up. Investors in cash never got a chance to catch up. As Fidelity’s Peter Lynch so memorably said, “The real key to making money in stocks is not to get scared out of them.”As investors, we can’t control the markets, but we can control how we participate in them. How we participate in them determines the short, mid and long turn results of our financial picture.If you’re retired or close to it, you must develop a withdrawal strategy: a plan with which investments will support your lifestyle, as well as a tax strategy surround those choices. If you have taxable accounts, you should be managing the capital gains and harvesting losses along the way. If using retirement money, you should consider how far into a tax bracket you’re pushing yourself, as well as its impact to Medicare premiums if you take Medicare. You can also be looking at Roth conversions when markets are down, as well as determining the right blend of after-tax, tax-deferred, and tax-free that should make up your withdrawals. If you do not have a plan in place for when the stock market declines, you risk not. Tsp C Fund Performance History tsp c fund performance history: The Investor's Guide to Fidelity Funds Peter G. Martin, Byron B. McCann, This guide explains not only how to

Lifecycle Income Fund Performance - TSP Coach

Your privacy is protected. Remember, you must be comfortable with your investment strategy. Each of EZTracker ‘s model portfolios are designed for different investment needs and styles. Whether you’re an aggressive, moderate or conservative investor, EZTracker has a portfolio for you.How does EZTracker compare with Lifecycle (L) Funds?Lifecycle (L) Funds simplify investing in many ways but they can complicate it if they get your risk exposure wrong. Investing is not a one-size-fits-all and everyone’s situation is different. L funds tend to be more cookie-cutter and they don’t take into account where you fall on the aggressive, moderate, or conservative risk tolerance scale. Choosing a L fund based solely on your expected retirement date could leave you with an investment that exposes you to too much - or not enough - risk to meet your financial goals. Please check out this link for a recent comparison between EZTracker and the L funds: EZTracker versus Lifecycle (L) FundsOur PhilosophyBy evaluating the performance of your TSP choices and upgrading monthly, EZTracker follows the market leadership. EZTracker‘s monthly updating is, in effect, another form of diversification and a method for moving assets incrementally. Our goal is to deliver long-term superior results by seeking out the best performance that reflects current market conditions.Performance EZTracker began publishing the TSP newsletter August 30, 2020. We have backtested our data from 12/31/20 using the same EZTracker portfolio methodology we have used for over 20 different corporate 401k plans and ETF brokerage accounts. DISCLAIMER: Neither EZTracker nor any of its partners or representatives is in any way affiliated with the United States Government, The Federal Retirement Thrift Investment Board or the Thrift Savings Plan, and that the service being offered is not sanctioned by the United States Government, the Federal Retirement Thrift Investment Board or the Thrift Savings Plan.Subscribe