Chase ink cash 90k
Author: s | 2025-04-25
Chase Ink Business Cash (90K UR from $6K spend) Chase Ink Business Unlimited (90K UR from $6K spend) Chase Ink Business Premier ($1K cash back from $10K spend) Chase Ink Business Cash (90K UR from $6K spend) Chase Ink Business Unlimited (90K UR from $6K spend) Chase Ink Business Premier ($1K cash back from $10K spend)
Chase Ink Cash and Chase Ink Unlimited - Killer 90k Bonus and
Originally posted 8/19/24, reposting 9/2/24 as this ends todayHere’s a reminder that September 2, 2024 is the final day we can earn 40,000 points for referring a friend to the Chase INK card.We’re finishing now two golden months where we can refer friends to the Chase INK Preferred card for 100,000 points which can then be matched to 120,000 points via secure message; and the referrer gets 40,000 points.That’s a total haul of 160,000 points between the referrer and the new member. I consider this to be from the best deals of all time. This will end on September 2nd (or possibly earlier if Chase pulls the 120,000 points INK Preferred offer).If you have any Chase INK card you can refer a friend to signup for the INK Preferred card. And of course this 40,000 points bonus is useful for referring friends to other Chase INK cards as well. I’m highlighting here the INK Preferred option since that’s an excellent time-limited deal on its own.The referrer can earn up to 200,000 referral points per INK card they possess. For example, I hold an INK Cash card an INK Unlimited card and an INK Preferred card. I can refer 5 friends to any INK card using my INK Cash referral link and earn 200,000 points. Separately, I can refer 5 friends to any INK card using my INK Unlimited card link and earn 200,000 points. Separately, I can refer 5 friends to any INK card using my INK Preferred referral link and earn 200,000 points. I’ll get a 1099 from Chase for the referrer bonuses if I earn more than 60,000 points from all my referrals (i.e. if I refer two friends and earn 80,000 points I’ll get a 1099 from Chase, even if I use different referral links for the two friends). You may also like
ACT NOW! 90K Chase Ink Cash Unlimited with NO
This is an excellent card to pair with other Chase Ultimate Rewards cards. It has no annual fee, it offers 1.5 points per dollar for all spend, and even though it is advertised as a cash back card it actually earns valuable Chase Ultimate Rewards points. Surprisingly this no-fee card offers a few valuable perks as well: auto rental coverage, 1 year extended warranty, and 120-day purchase protection.Unfortunately, this card does charge foreign transaction fees, so it is not a good choice for spend outside of the US.Important Note: This card normally has a great option for carrying a balance. Terms apply. 75,000 Chase Ultimate Rewards® Points after you spend $6,000 in the first 3 months. A no-brainer, great business card. Your choice to receive 1.5% cash back or 1.5x points. Chase Ink Business Unlimited Application TipsShould you apply?Even though this is a business card, it’s a great choice for anyone interested in earning Chase Ultimate Rewards points. It offers an excellent combination of a great signup bonus, no annual fee, super-valuable points, and solid rewards for all spend. If you are eligible (see next section) and you don’t already have the similar Chase Freedom Unlimited® card, you should consider this card.Are you eligible?To get this card you must have a business, and you must be under 5/24 (more on 5/24 below).Interestingly, it’s possible to get the same Chase Ink card and signup bonus for each business you own (if you have more than one business). This is true even though the application terms state otherwise: “I understand that any new cardmember bonus offers for this product are not available to either current or previous cardmembers of this product who received a new cardmember bonus for this product in the last 24 months.” Despite those terms, many people have reported success signing up for more than one of the same Ink cards across multiple businesses.Similarly, it’s possible to get all three Ink Business cards (and the signup bonuses) for each business you own. Fortunately, even though Ink cards are subject to the 5/24 rule, they do not add to your 5/24 count when you are approved. As a result, when you’re under 5/24, it makes sense to sign up for all three (at different times): Ink Business Preferred® Credit Card, Ink Business Cash® Credit Card, and Ink Business Unlimited® Credit Card.Applying for Business Credit CardsTo apply for a business credit card, you need to have a business. However, lots of people have businesses and do not know it. If you sell stuff on Craigslist or eBay, for example, then you have a business. Similar examples include: consulting, coaching, writing, handyman services, owning a rental property, renting on Airbnb, driving for Uber or Lyft, etc. In these cases, your business is considered a Sole Proprietorship unless you have officially registered your business.When you apply for a business credit card as a sole proprietor, you can use your own name as your business name, use your own address and phone as theChase Ink Cash/Unlimited 90k Offers Are Back!
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Their own accounts — like from Bob’s Ink Business Cash to Bob’s Sapphire Reserve — via secure message. However, you may run into an issue if you try to connect more than one of your cards to a single card that belongs to someone else. Chase allows you to combine/transfer to someone else who lives in your household (or a co-owner of your business for business cards), but I’ve had complications with this from time to time. For example, let’s say that Joe and Suzy live in the same household and are joint owners of a business and have the following accounts:Chase Freedom Unlimited (Joe)Chase Ink Business Cash (Joe)Chase Sapphire Reserve (Suzy)Joe first combines points from his Freedom Unlimited to Suzy’s Sapphire Reserve. Later, he logs into his Ink Business Cash account and tries to combine points with Suzy’s Sapphire Reserve. Joe may run into an error adding Suzy’s Sapphire Reserve card to combine points. This has happened in our household several times. In that case, Joe should log into his Freedom Unlimited account and remove Suzy as a household member (click “remove saved card). About 24 hours later, he should be able to add Suzy to his Ink Business Cash in order to combine his points to her account. The easy solution I’ve found is to create a loop. In the example scenario they should transfer like this:Joe’s Freedom Unlimited —> Joe’s Ink Business Cash —> Suzy’s Sapphire Reserve —> Joe’s Freedom UnlimitedCreating a loop chain has solved that problem in my household. As noted, it took 24 hours after removing accounts to re-add them to other cards, so be aware of that limitation.How to Keep Points AliveThankfully, it is very easy to keep Chase Ultimate Rewards points alive: simply keep the points in an open Ultimate Rewards account and they will not expire. Note that if you close an Ultimate Rewards card, you will lose any points associated with that card. You should first combine points to move points away from the card you intend to close and to another card that will remain open as per the sharing section above before canceling.Chase Ink Business Unlimited LifecycleHow to meet minimum spend requirementsOnce you are approved for a Chase card, you have three months to meet the required spend in order to get the signup bonus. Technically, you’re not supposed to use business credit cards for personal purchases, but it is quite common to do so. If you feel comfortable with it, use the new card for all of your usual spend. If your usual spend isn’t enough, consider using the Plastiq bill pay service to use your card to pay bills that can’t usually be paid by credit card (rent, mortgage, contractors, etc.).Keep, cancel, or product change?Is this card worth keeping in the long run? Yes! It has no annual fee and it offers 1.5X rewards for all spend. What’s not to like? If you decide to cancel anyway, make sure to first redeem any remaining points orChase Ink Cash/Unlimited 90k Offers Are Back! - milesmastery.com
Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.If you're in the market for a business card, the Ink Business Preferred® Credit Card has one of the top welcome offers. Plus, it earns Chase Ultimate Rewards points, which are some of the most useful and flexible travel rewards.Here's what you need to know about the card's benefits and eligibility requirements for this business credit card.Chase Ink Business Preferred welcome bonusCurrent offer: Earn 90,000 bonus points after you spend $8,000 on purchases in the first three months from account opening.The Chase Ink Business Preferred® Credit Card's welcome offer is worth $900 in gift cards or cash back.You can boost the value you receive by using your Chase points to pay for travel you book through Chase TravelSM because you'll get a 25% boost in value with the Ink Business Preferred. This allows you to book $1,125 in flights, hotels, car rentals, cruises and more with your points.There are also 14 Chase Ultimate Rewards 1:1 transfer partners you'll have access to as an Ink Business Preferred cardholder. By taking advantage of the best each travel partner offers, you can dramatically increase the value of your Chase points. For example, you can book a one-way business-class flight (under 4,000 miles) from the U.S. to Europe on a Star Alliance airline such as United for 60,000 Aeroplan miles, which is a 1:1 transfer partner with Chase. This type of ticket could easily cost $3,000 or more when paying with cash.Chase Ink Business Preferred rewardsThe Ink Business Preferred is an exceptionally valuable business card because it earns Chase Ultimate Rewards points and it earns lots of them for common business expenses. You'll earn 3X points on the first $150,000 spent in combined purchases in select categories each account anniversary year, those categories are:TravelShippingInternet, cable and phone servicesAdvertising purchases with social media sites and search enginesYou'll also earn 1X points on all other purchases.Chase Ink Business Preferred benefitsThe card also has a strong list of travel and purchase protections. Eligible purchases qualify for:Trip cancellation and interruption protectionTravel and emergency assistance servicesRental carChase Ink Business Cash In-Branch 90K - 마일모아 게시판
Fuel surcharges for awards. In some cases, United is far cheaper than Singapore Airlines for this reason alone. Virgin Atlantic Flying ClubVirgin Atlantic miles can be usefully thought of as a way to get a discount off Virgin Atlantic flights (high fuel surcharges make the flights far from free), but there are some better uses. Use miles to upgrade paid flights or to fly partner airlines. A fantastic use is to fly ANA in business or first class thanks to Virgin’s generous ANA partner award chart. Or, if you can find saver level Delta awards for nonstop international travel, you can often book through Virgin Atlantic far cheaper than with Delta directly.Other ways to redeem pointsThrough the Ultimate Rewards portal, you can redeem points for cash back, gift cards, merchandise, or experiences. With this approach, you’ll usually get 1 cent per point value. One exception is that Chase occasionally offers gift cards at a discount so you may be able to get better than 1 cent per point value during a gift card sale. You can also use points to pay some merchants directly (Amazon.com, for example, or via Chase Pay). Don’t do this. These options offer very poor value. Further, they may compromise the security of your account (i.e. if someone gets into your Amazon account, they might spend your Ultimate Rewards points – causing you a headache in getting your points reinstated).Chase Ink Business Unlimited Manage PointsCombine Points Across CardsIf you are the primary account holder with multiple cards, you can freely combine Ultimate Rewards back and forth between your accounts. Your points can then be redeemed according to the card to which you move them. For example, if you have earn points on the no-fee Ink Business Cash card and have the ultra-premium Sapphire Reserve card, you can move those points from your Ink Cash to your Sapphire Reserve account to redeem them for 1.5 cents per point towards travel. If you intend to cancel a Chase Ultimate Rewards card, you should first combine your points with a card you intend to keep active. Once you cancel, you will forfeit any unused points in that account. A product change should not affect your balance, but some people prefer moving points before a product change as well just to be safe.Share Points Across CardholdersChase allows customers to transfer Ultimate Rewards points to any other account in that customer’s name or to one additional household member or joint business owner (for free).Why this is valuable:You earn points with the card offering the best return on purchases and then use points with the card offering the best redemption rate.Only one member of your household needs to maintain a premium card for transferring to partners or booking travel (though note that the primary cardholder can only transfer points to partner loyalty programs in the name of the primary cardholder or authorized users).Transfer difficulties? Create a loopIf you have trouble transferring between accounts, some users have been able to combine points between마일모아 게시판 - Chase Ink Business Cash In-Branch 90K
Annual Fee Full ReviewBest uses of Chase Ultimate RewardsChase Application RulesComplete Guide to Chase Credit CardsCredit Card Spreadsheet with historical data on best offer We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back. Main Cast: Cards that earn flexible points and should be used on the bulk of your purchases.Supporting Cast:Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partnersAnnual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel. Related The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.. Chase Ink Business Cash (90K UR from $6K spend) Chase Ink Business Unlimited (90K UR from $6K spend) Chase Ink Business Premier ($1K cash back from $10K spend) Chase Ink Business Cash (90K UR from $6K spend) Chase Ink Business Unlimited (90K UR from $6K spend) Chase Ink Business Premier ($1K cash back from $10K spend)
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Speak with you before approving your application. In those cases, they are likely to ask some of the same questions (annual business revenue, number of years in business, total gross income, etc.). Ideally, you’ll answer the same as you did on the application.Check Application Status After submitting your application, you can check the status by calling the automated status line: (888) 338-2586ReconsiderationIf your application is denied, I recommend calling for reconsideration (1-888-270-2127). It’s surprising how often denials can be changed to approvals just by asking.Travel ProtectionAuto Rental Coverage: Chase offers primary auto rental CDW (collision damage waiver) when renting for business purposes. Here’s the description directly from Chase: “Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.”Baggage Delay Insurance: “Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.”Travel Accident Insurance: “When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.”Purchase ProtectionExtended Warranty: “Extends the time period of U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.”Damage and Theft Protection: “Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.”Chase Ink Business Unlimited Earn PointsSignup BonusThe signup bonus for this card is advertised as cash back, but the rewards are actually delivered as Ultimate Rewards points. Here’s the current signup offer: Bonus SpendThis one is pretty simple: earn 1.5 points per dollar everywhere. With points worth up to 1.5 cents each towards travel (when paired with the Chase Sapphire Reserve® Credit Card), that’s like a 2.25% everywhere rebate.Chase Ink Business Unlimited Redeem PointsThis one is pretty simple: earn 1.5 points per dollar everywhere. With points worth up to 1.5 cents each towards travel (when paired with the Sapphire Reserve card), that’s like a 2.25% everywhere rebate.Cash BackCardholders can redeem points for 1 cent each either as statement credits or as cash back. Cash back can be taken as a statement credit or via check or ACH transfer.TravelIf you or another household member has a premium or ultra-premium Ultimate Rewards card, it is easy to get better than 1 cent per point value when redeeming points for travel. The trick is to move the points from your no-fee Ultimate Rewards card to the premium card before using points to buy travel. Chase allows you to freely move points to another card you own or to a card owned by a household member or business partner. They call this “combining points”. Our comprehensive Chase Ultimate Rewards Guide will help you through this.Redeem points for travel: 1.5 cents per pointThis option requires that someoneACT NOW! 90K Chase Ink Cash Unlimited with NO BUSINESS
Cashback rate. Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities. Best Starter Card Chase Sapphire Preferred® Card The Chase Sapphire Preferred® is a great starter card that earns Premium Ultimate Rewards that can be transferred into over a dozen partners many of which are US based including Hyatt, Southwest, United, IHG, and Marriott. Welcome OfferEarn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Points EarnedTransferrable Chase Ultimate Rewards 5x on all travel purchased through Chase Travel℠3x on dining, including eligible delivery services for takeout & dining out3x on select streaming services3x on online grocery purchases(excluding Target, Walmart and wholesale clubs)$50 Annual Chase Travel Hotel Credit via Chase Travel℠The begins immediately for new cardmembers and after your account anniversary for existing cardmembers2x on all other travel10% Anniversary BonusEvery year you keep the card, your total spend will yield a 10% points bonus. If you spend $10k in a year, you’ll get 1k bonus pointsChase Sapphire Preferred continues to redeem at 1.25c in the Chase Travel℠ and the slew of other benefits remain in tact including Auto Rental Collision Damage Waiver ( primary ), purchase protections, etc.Points are transferrable to 14 Ultimate Rewards partnersRedeem in Chase Travel℠ for 1.25 cents per pointNo foreign transaction feesSuite of Travel and Purchase CoverageAuto Rental Collision Damage Waiver is my favoriteGet complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.$95 Annual Fee Full ReviewBest uses of Chase Ultimate RewardsChase Application RulesComplete Guide to Chase Credit CardsCredit Card Spreadsheet with historical data on best offer We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back. Main Cast: Cards that earn flexible points and should be used on the bulk of your purchases.Supporting Cast:Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partnersAnnual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel. Related The responses below are not provided or commissioned by the bank advertiser. Responses. Chase Ink Business Cash (90K UR from $6K spend) Chase Ink Business Unlimited (90K UR from $6K spend) Chase Ink Business Premier ($1K cash back from $10K spend)Chase Ink Business Cash Card 90K! : r/CreditCards - Reddit
Past three years, or have gotten a checking or savings promotion within the last two years.Expiration dateJan. 22, 2025.How to waive feesThe College Checking account does not charge a monthly fee while you’re in school, with a maximum of five years.After graduation, the there’s a $12 monthly service fee that can be waived by having a qualifying electronic deposit of at least $500 made into the account each statement period or by maintaining an average ending daily balance of at least $1,500 in the account.Chase Business Complete Checking®: $300 bonusNew customers who open a Chase Business Complete Checking® account can earn a $300 bonus. How to get the bonusTo get the bonus, your business must:Open a new Chase Business Complete Checking account, deposit at least $2,000 of new money into the new checking account within 30 days of enrolling, maintain a balance of at least $2,000 in the account for 60 days from the offer enrollment and complete at least five qualifying transactions within 90 days of offer enrollment. Qualifying transactions include debit card purchases, accepting card payments through QuickAccept®, Chase QuickDeposit, ACH credits, credit and debit wires and Chase Online℠ Bill Pay. The following are not considered qualifying transactions: ACH (Debits), Person to Person payments such as Zelle® and online transfers to Chase credit card(s).After you complete these steps, Chase will deposit the bonus cash into your new account within 15 days.To qualify, you must not be a current Chase business customer (you can have a personal account with Chase). Your business also can not be a non-profit, Political Action Committee, or have other political ties. You also cannot have closed an account with Chase within the past 90 days or closed a Chase account with a negative balance within the past three years. Expiration dateJan. 16, 2025.How to waive feesThe Business Complete Checking Account has a monthly service fee of $15 which can be waived with either a $2,000 minimum daily balance, $2,000 in net purchases on your Chase Ink® Business Card(s), $2,000 in deposits from Chase QuickAccept or other eligible Chase Payment Solutions transactions, by linking aComments
Originally posted 8/19/24, reposting 9/2/24 as this ends todayHere’s a reminder that September 2, 2024 is the final day we can earn 40,000 points for referring a friend to the Chase INK card.We’re finishing now two golden months where we can refer friends to the Chase INK Preferred card for 100,000 points which can then be matched to 120,000 points via secure message; and the referrer gets 40,000 points.That’s a total haul of 160,000 points between the referrer and the new member. I consider this to be from the best deals of all time. This will end on September 2nd (or possibly earlier if Chase pulls the 120,000 points INK Preferred offer).If you have any Chase INK card you can refer a friend to signup for the INK Preferred card. And of course this 40,000 points bonus is useful for referring friends to other Chase INK cards as well. I’m highlighting here the INK Preferred option since that’s an excellent time-limited deal on its own.The referrer can earn up to 200,000 referral points per INK card they possess. For example, I hold an INK Cash card an INK Unlimited card and an INK Preferred card. I can refer 5 friends to any INK card using my INK Cash referral link and earn 200,000 points. Separately, I can refer 5 friends to any INK card using my INK Unlimited card link and earn 200,000 points. Separately, I can refer 5 friends to any INK card using my INK Preferred referral link and earn 200,000 points. I’ll get a 1099 from Chase for the referrer bonuses if I earn more than 60,000 points from all my referrals (i.e. if I refer two friends and earn 80,000 points I’ll get a 1099 from Chase, even if I use different referral links for the two friends). You may also like
2025-04-04This is an excellent card to pair with other Chase Ultimate Rewards cards. It has no annual fee, it offers 1.5 points per dollar for all spend, and even though it is advertised as a cash back card it actually earns valuable Chase Ultimate Rewards points. Surprisingly this no-fee card offers a few valuable perks as well: auto rental coverage, 1 year extended warranty, and 120-day purchase protection.Unfortunately, this card does charge foreign transaction fees, so it is not a good choice for spend outside of the US.Important Note: This card normally has a great option for carrying a balance. Terms apply. 75,000 Chase Ultimate Rewards® Points after you spend $6,000 in the first 3 months. A no-brainer, great business card. Your choice to receive 1.5% cash back or 1.5x points. Chase Ink Business Unlimited Application TipsShould you apply?Even though this is a business card, it’s a great choice for anyone interested in earning Chase Ultimate Rewards points. It offers an excellent combination of a great signup bonus, no annual fee, super-valuable points, and solid rewards for all spend. If you are eligible (see next section) and you don’t already have the similar Chase Freedom Unlimited® card, you should consider this card.Are you eligible?To get this card you must have a business, and you must be under 5/24 (more on 5/24 below).Interestingly, it’s possible to get the same Chase Ink card and signup bonus for each business you own (if you have more than one business). This is true even though the application terms state otherwise: “I understand that any new cardmember bonus offers for this product are not available to either current or previous cardmembers of this product who received a new cardmember bonus for this product in the last 24 months.” Despite those terms, many people have reported success signing up for more than one of the same Ink cards across multiple businesses.Similarly, it’s possible to get all three Ink Business cards (and the signup bonuses) for each business you own. Fortunately, even though Ink cards are subject to the 5/24 rule, they do not add to your 5/24 count when you are approved. As a result, when you’re under 5/24, it makes sense to sign up for all three (at different times): Ink Business Preferred® Credit Card, Ink Business Cash® Credit Card, and Ink Business Unlimited® Credit Card.Applying for Business Credit CardsTo apply for a business credit card, you need to have a business. However, lots of people have businesses and do not know it. If you sell stuff on Craigslist or eBay, for example, then you have a business. Similar examples include: consulting, coaching, writing, handyman services, owning a rental property, renting on Airbnb, driving for Uber or Lyft, etc. In these cases, your business is considered a Sole Proprietorship unless you have officially registered your business.When you apply for a business credit card as a sole proprietor, you can use your own name as your business name, use your own address and phone as the
2025-04-15Their own accounts — like from Bob’s Ink Business Cash to Bob’s Sapphire Reserve — via secure message. However, you may run into an issue if you try to connect more than one of your cards to a single card that belongs to someone else. Chase allows you to combine/transfer to someone else who lives in your household (or a co-owner of your business for business cards), but I’ve had complications with this from time to time. For example, let’s say that Joe and Suzy live in the same household and are joint owners of a business and have the following accounts:Chase Freedom Unlimited (Joe)Chase Ink Business Cash (Joe)Chase Sapphire Reserve (Suzy)Joe first combines points from his Freedom Unlimited to Suzy’s Sapphire Reserve. Later, he logs into his Ink Business Cash account and tries to combine points with Suzy’s Sapphire Reserve. Joe may run into an error adding Suzy’s Sapphire Reserve card to combine points. This has happened in our household several times. In that case, Joe should log into his Freedom Unlimited account and remove Suzy as a household member (click “remove saved card). About 24 hours later, he should be able to add Suzy to his Ink Business Cash in order to combine his points to her account. The easy solution I’ve found is to create a loop. In the example scenario they should transfer like this:Joe’s Freedom Unlimited —> Joe’s Ink Business Cash —> Suzy’s Sapphire Reserve —> Joe’s Freedom UnlimitedCreating a loop chain has solved that problem in my household. As noted, it took 24 hours after removing accounts to re-add them to other cards, so be aware of that limitation.How to Keep Points AliveThankfully, it is very easy to keep Chase Ultimate Rewards points alive: simply keep the points in an open Ultimate Rewards account and they will not expire. Note that if you close an Ultimate Rewards card, you will lose any points associated with that card. You should first combine points to move points away from the card you intend to close and to another card that will remain open as per the sharing section above before canceling.Chase Ink Business Unlimited LifecycleHow to meet minimum spend requirementsOnce you are approved for a Chase card, you have three months to meet the required spend in order to get the signup bonus. Technically, you’re not supposed to use business credit cards for personal purchases, but it is quite common to do so. If you feel comfortable with it, use the new card for all of your usual spend. If your usual spend isn’t enough, consider using the Plastiq bill pay service to use your card to pay bills that can’t usually be paid by credit card (rent, mortgage, contractors, etc.).Keep, cancel, or product change?Is this card worth keeping in the long run? Yes! It has no annual fee and it offers 1.5X rewards for all spend. What’s not to like? If you decide to cancel anyway, make sure to first redeem any remaining points or
2025-04-20Terms apply to American Express benefits and offers. Visit americanexpress.com to learn more.If you're in the market for a business card, the Ink Business Preferred® Credit Card has one of the top welcome offers. Plus, it earns Chase Ultimate Rewards points, which are some of the most useful and flexible travel rewards.Here's what you need to know about the card's benefits and eligibility requirements for this business credit card.Chase Ink Business Preferred welcome bonusCurrent offer: Earn 90,000 bonus points after you spend $8,000 on purchases in the first three months from account opening.The Chase Ink Business Preferred® Credit Card's welcome offer is worth $900 in gift cards or cash back.You can boost the value you receive by using your Chase points to pay for travel you book through Chase TravelSM because you'll get a 25% boost in value with the Ink Business Preferred. This allows you to book $1,125 in flights, hotels, car rentals, cruises and more with your points.There are also 14 Chase Ultimate Rewards 1:1 transfer partners you'll have access to as an Ink Business Preferred cardholder. By taking advantage of the best each travel partner offers, you can dramatically increase the value of your Chase points. For example, you can book a one-way business-class flight (under 4,000 miles) from the U.S. to Europe on a Star Alliance airline such as United for 60,000 Aeroplan miles, which is a 1:1 transfer partner with Chase. This type of ticket could easily cost $3,000 or more when paying with cash.Chase Ink Business Preferred rewardsThe Ink Business Preferred is an exceptionally valuable business card because it earns Chase Ultimate Rewards points and it earns lots of them for common business expenses. You'll earn 3X points on the first $150,000 spent in combined purchases in select categories each account anniversary year, those categories are:TravelShippingInternet, cable and phone servicesAdvertising purchases with social media sites and search enginesYou'll also earn 1X points on all other purchases.Chase Ink Business Preferred benefitsThe card also has a strong list of travel and purchase protections. Eligible purchases qualify for:Trip cancellation and interruption protectionTravel and emergency assistance servicesRental car
2025-04-25Annual Fee Full ReviewBest uses of Chase Ultimate RewardsChase Application RulesComplete Guide to Chase Credit CardsCredit Card Spreadsheet with historical data on best offer We keep an up to date spreadsheet that lists the best ever offers: You can find that spreadsheet here.Historically 80k is a very, very good offer and hit in both 2022 and 2023. In 2021, we saw the offer hit an all time high of 100k. Who knows if that will ever come back. Main Cast: Cards that earn flexible points and should be used on the bulk of your purchases.Supporting Cast:Cards that earn fixed points in the currency of the airline/hotel and can not be transferred at attractive rates. These cards yield benefits that make it worth keeping, but not necessarily worth putting a lot of your everyday spend on. The Chase Sapphire Preferred® is exceptional starter card and offers transferrable Ultimate Rewards, and pairs well with other Chase cards.If you carry this card alongside Chase’s cashback cards like the Chase Freedom Flex® and Chase Freedom Unlimited® or the business versions: Ink Business Cash® , Ink Business Unlimited® you can combine the points into Preferred account and transfer into hotel and airline partnersAnnual fee is quite low at $95 a year + you get a 10% anniversary bonus on points + $50 hotel credit in Chase travel. Related The responses below are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved, or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
2025-03-28